For Groups

Stronger Together — Chama Mode

Designed for Kenya's 400,000+ savings groups, cooperatives, and chamas

Group Applications

Apply for loans as a registered chama. Your collective track record strengthens the application and can unlock better terms.

Member Tracking

Track each member's contributions, attendance, and loan history in one place. No more scattered notebooks.

Collective Risk Score

AI assesses the group's combined farming capacity across all members for a more accurate, fair risk profile.

Transparent Ledger

Every contribution, every loan, every repayment — visible to all members in real time. Full transparency builds trust.

A chama registers on Kilimo AI, adds members, and applies for a group assessment. The AI evaluates each member's farm profile and the group's combined history. Results are shared with the whole chama.