Building Financial Truth for Kenya's Smallholder Farmers
Kilimo AI was built for the Kenya AI Challenge 2026 — but our mission goes beyond the competition.
Our Mission
Make farm loan evaluation honest, transparent, and accessible to every smallholder farmer in Kenya — in their own language.
Why It Matters
With 30% of farm loans defaulting due to poor timing and information asymmetry, farmers need a tool that tells them the truth before they borrow — not after.
+ loan products
counties covered
partner cooperatives
% free
Our Values
Honest over optimistic — farmers deserve the full picture
Simple over complex — if a farmer can't understand it, we haven't done our job
Accessible over exclusive — free for every farmer, every time
Data over assumption — real data, real analysis, real answers
Swahili first — not English with translation, but Swahili from the ground up
Why Trust Kilimo AI
Data-Driven, Not Guesswork
We pull real weather forecasts, historical yields, and live market prices from trusted sources — not estimates.
Swahili-First Design
Built in Swahili from day one, not a translation afterthought. Every farmer understands every recommendation.
No Hidden Agenda
We don't sell loans, we don't charge farmers, and we don't take commissions. Our only product is the truth.
Built with Local Partners
Designed in partnership with Mercy Corps AgriFin and validated by farmer cooperatives across 12 counties.